Mega Backdoor Roth Ira 2024. A mega backdoor roth is done through your 401 (k). The maximum roth ira contribution for 2024 is $7.000 (up from $6,500 in 2023) plus $1,000 for employees ages 50 and above—far less than the $69,000 and.

A mega backdoor roth lets you save an extra $43,500 in 2023,. The mega backdoor roth limit for 2024 is $46,000, regardless of your age.